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Although found in approximately 1/3rd of all people, this variation appears to significantly increase risk of Type-1 diabetes. This increases your relative risk approximately 18x, which changes your lifetime risk from a very small 0.04% to a still very small 0.75% chance. Your odds are not 75%, they are 0.75%, which is less than 1%. You should consult the Type-1 diabetes Medical Condition to see other snps that influence your risk.